OCC Finalizes GENIUS Act Stablecoin Rule: What Changes
Short answer: On October 21, 2026, the OCC finalized its first GENIUS Act rule for stablecoin issuers. Reserves must cover outstanding coins. Redemptions are generally due in two business days. The yield ban stays. It takes effect January 18, 2027, and application timing is not yet announced. Stablecoin rules just got a date. This guide…
