FuturesAI Fee Payback: What It Is Worth in Dollars
Short answer: On $100,000 of monthly taker volume, the highest fee payback on the FuturesAI table saves about $35 to $45 a month against the listed fee. The lowest saves about $5. That is real money for a high-volume trader and a rounding error for everyone else. Not investment advice; leverage can lose the full principal.
Fee payback gets sold as a percentage. 50% back, 70% back. Percentages of a tiny number are still tiny, and the only honest way to value them is in dollars at your own volume.
This post turns the payback table into dollars, then into the volume you need before it matters.
The Calculation
- What does the FuturesAI payback table list?
- What is payback worth on $100,000 of volume?
- How much volume do you need to save $50 a month?
- How does that compare with one losing trade?
- How do you work out your own number?
What does the FuturesAI payback table list?
FuturesAI’s payback page says that if you sign up through its affiliate links and trade on a partner exchange, part of the fees you pay comes back as USDT (futuresai.io/payback, checked October 2026). It lists payback percentages, maker and taker fees, and in parentheses the effective fee after both fee discounts and payback.
I took the taker column for six centralized exchanges. When I checked the page, Bitget showed a 50% payback with a 50% fee discount, Gate 70%, Toobit 55%, Bybit and OKX 20% each and Binance 10%. Payouts differ: the page says Bitget requires UID verification first, while Bybit and OKX pay automatically.
Terms can change, so treat every figure here as a snapshot of the page in October 2026.
What is payback worth on $100,000 of volume?
On $100,000 of monthly taker volume, the listed taker fees on the FuturesAI table range from $50 to $60 a month, and the effective fees after discount and payback range from $15 to $45, so the saving runs from $5 to $45.
| Exchange | Payback | Listed taker fee | Effective taker fee | Fee on $100k | Effective on $100k | Saved |
|---|---|---|---|---|---|---|
| Bitget | 50% | 0.060% | 0.015% | $60 | $15 | $45 |
| Gate | 70% | 0.050% | 0.015% | $50 | $15 | $35 |
| Toobit | 55% | 0.060% | 0.027% | $60 | $27 | $33 |
| OKX | 20% | 0.050% | 0.040% | $50 | $40 | $10 |
| Bybit | 20% | 0.055% | 0.044% | $55 | $44 | $11 |
| Binance | 10% | 0.050% | 0.045% | $50 | $45 | $5 |
Notice what drives the gap. Bitget and Gate look similar at $15 effective, but Bitget gets there with a 50% discount plus payback and Gate with a 70% payback. Same destination, different roads.
How much volume do you need to save $50 a month?
To save $50 a month in taker fees, the table implies roughly $111,000 of monthly volume on Bitget and about $1,000,000 on Binance, because the saving per dollar traded is 0.045% against 0.005%.
| Exchange | Saving per $ traded | Monthly volume for a $50 saving |
|---|---|---|
| Bitget | 0.045% | $111,111 |
| Gate | 0.035% | $142,857 |
| Toobit | 0.033% | $151,515 |
| Bybit | 0.011% | $454,545 |
| OKX | 0.010% | $500,000 |
| Binance | 0.005% | $1,000,000 |
Here’s where people get tripped up. Volume is notional, not margin. A $1,000 margin position at 10x leverage is $10,000 of notional, and a round trip (open and close, both at the taker fee) counts twice. Five of those round trips is $100,000.
How does that compare with one losing trade?
Five round trips on $10,000 notional each (10x on $1,000 margin) generate about $100,000 of volume, and on the best row above that saves roughly $35 to $45, which is under 5% of a single $1,000 margin. One adverse 10% move at 10x wipes out the whole $1,000.
Short version: payback lowers a cost, it does not offset a bad trade.
Leverage can lose your full principal. This is arithmetic on a published fee table, not investment advice or a profit promise.
How do you work out your own number?
Your own payback value equals your monthly notional volume times the gap between the listed and effective fee on your exchange. Use last month’s exchange statement for the volume figure, not a guess.
- Pull last month’s total traded notional from the exchange.
- Split it into maker and taker volume if you can.
- Multiply each by the listed fee and by the effective fee.
- Subtract. That is the dollar value.
See the FuturesAI payback table
For the mechanics behind these fees, see Crypto Futures Fees Compared (2026). If a payout goes missing, Futures Fee Rebate Not Received? 4 Causes, in Order (2026) walks through it.
Check each exchange’s own fee page before you trade. Then decide how much volume you would trade anyway, and only count the saving on that.
Tips
- Count only volume you would trade anyway.
- Use the effective fee, not the headline payback percentage.
- Re-check the table monthly, since terms change.
Warnings
- Never raise volume just to earn payback.
- Leverage can lose the full principal; payback does not change that.
FAQ
Is exchange fee payback worth it for small traders?
At $10,000 of monthly taker volume the saving on the FuturesAI table ranges from about $0.50 to $4.50. It helps at high volume and is minor at low volume.
How is the saving calculated?
Multiply your monthly notional volume by the difference between the listed taker fee and the effective taker fee shown on the table. The effective fee is after discounts and payback.
Does payback change my risk?
No. It only reduces fee cost. Leveraged positions can lose the entire margin regardless of payback, and this is not investment advice.
Sources
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